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Nobel Laureate
Prof. Joseph Stiglitz enjoying reading Finance India


Vol XXXIX NO. 1
March 2025
ISSN 0970 - 3772
Abstracting / Indexing Information
Cover Page (Outside)
Cover Page (Inside)
Editorial Board
Contents Page
ARTICLES
Union Budget 2025-26
1
Nirmala Sitharaman
Analysis of Union Budget 2025-26 : India Growth Story
23
Yamini Agarwal and Aman Agarwal
State of the Indian Economy: Getting Back into the Fast Lane
29
Ministry of Finance
Is Diwali Returns Sweet for Indian Automobile Sector? A Study on Holiday Effect in NSE and BSE Auto Index
57
Surya A. and K. Kanniammal
Does Personality Trait influence Investor Behaviour? : A Study from Gujarat using Cognitive Skill of Handwriting
73
Sheetal Thomas and Mridula Goel
Adoption of Online Education (OE) and its Impact on Sustainable Digital Economy in Delhi NCR
87
Rashi Jain and Broto Rauth Bhardwaj
Random Walk Hypothesis : A Review of the Effectiveness of the Normality Test, Ljung-Box Q Statistic & Variance Ratio Test
105
Dipen Roy, Dipankar Bhaumik and Raju Paul
Digital Financial Inclusion and Financial Resilience of Micro and Small Entrepreneurs in Post-COVID-19 in Karnataka
129
T. Ravikumar, G. Raghunandan, John Benedict and T.A. Krishna
Financial Literacy as an Antecendent for Saving and Investment Behaviour : Moderating Role of Gender : A Study of Telangana State
147
Surendar Gade, Sunil Kumar and Gurunadham Goli
Collecting Accounting and Cost Information when Developing an Effective System in Iraq
169
Nasser Jassem Nasser Al-Ssadi, Heyder G. Wannes Alkarawy and Jassim Mohammad Hussein
An Analytical Study on Corporate Governance Determinants in MFIs in Kerala
189
A.R. Thulasi and A. Dharmaraj
Financial Literacy and Wellness in South India : The Mediating Role of Self-Efficacy
205
P.A. Mary Auxilia, Kabaly P. Subramanian, M.N. Prabadevi and V. Rengarajan
BOOK REVIEWS  
India Employment Report 2024 : Job & Employment opportunities for Youth through Education and Skills
221
Manju Agarwal
EcoSphere March 2025 : Exploring Indian and Global Economies & Climate Change
223
Deepak Bansal
Finance India Subscription Form & Publisher Statement

Prof. J.D. Agarwal presenting Finance India

Nobel Laureate
Prof. Joseph Stiglitz,
Columbia Univ. USA
Nobel Prize 2001
His Excellency Mr. Taro Aso
Dy. Prime Minister of Japan
Mr. Lars Lokke Rasmussen,
Prime Minister of Denmark
Dr. Bibek Debroy
Chairman,EAC to PM of India &
Member Niti Aayog, GOI
(6th May, 2019)

Finance India Editors with

Nobel Laureate
Prof. Paul Samuelson,
Nobel Prize 1970 (in 1994)
Nobel Laureate
Prof. Amartya Kumar Sen,
Nobel Prize 1999
Nobel Laureate
Prof. Sir James Mirrlees,
Nobel Prize 1996 (in 2005)
Dr. Amit Mitra,
Finance Minister of West Bengal
Mr. Onkar Singh Kanwar,
Chairman, Apollo Tyres
the then President, FICCI
Nobel Laureate
Prof. James Joseph Heckman,
Nobel Prize 2000
Nobel Laureate
Prof. Joseph Eugene Stiglitz,
Nobel Prize 2001
Mr Saroj K Poddar,
Chairman, Simon India,
then then President FICCI
Nobel Laureate
Prof. Peter A. Diamond,
Nobel Prize 2010
His Excellency Governor
Dr. Harukhiko Kuroda,
Bank of Japan,
the then President, ADB
Dr. Rajiv Kumar,
Vice-Chairman, NITI Aayog
The quarterly journal of Indian Institute of Finance
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